Skip to content

Our Services

Home > Our Services

Get your wheels on the road … with the Vericub Limited Auto Loan.

The Vericub Limited Auto loan offers you short to medium term loans for the purchase of brand new vehicles with the convenience of spreading repayments over a period of time. This is available to both salaried customers and business owners. It enables customer purchase vehicles from auto dealers who have been prequalified and have agreed an SLA with the bank

Home Loan

  1. Fixed-Rate Mortgages: These mortgages have a fixed interest rate for the entire loan term, providing stability and predictability for homeowners.
  2. Adjustable-Rate Mortgages (ARMs): With an ARM, the interest rate may change periodically, which can result in lower initial monthly payments.
  3. Jumbo Loans: VERI CREDIT UNION BANK offers jumbo loans for high-value properties that exceed conforming loan limits.
  4. Federal Housing Administration (FHA) Loans: These government-backed loans provide more flexible credit requirements and lower down payment options, making homeownership more accessible.

Student loan

VERI CREDIT UNION BANK offers a range of education loan services designed to help students finance their higher education and achieve their academic goals:
  1. Undergraduate Student Loans: These loans are available to students pursuing a Bachelor’s degree and provide flexible repayment options and competitive interest rates.
  2. Graduate Student Loans: Students pursuing advanced degrees, such as a Master’s or Doctorate, can take advantage of these loans tailored to their specific needs.
  3. Parent Loans: VERI CREDIT UNION BANK offers loans to parents who want to help fund their child’s education, providing an alternative to federal parent loans.
  4. Student Loan Refinancing: Graduates with existing student loans can potentially save money by refinancing their loans at a lower interest rate or with more favorable terms.
  5. Loan Consolidation: VERI CREDIT UNION BANK assists students and graduates in consolidating their multiple student loans into one convenient payment, simplifying the repayment process.
VERI CREDIT UNION BANK aims to provide financing solutions for students at every stage of their educational journey, helping them focus on their studies and achieve their academic aspirations.

Car loan

VERI CREDIT UNION BANK provides car loan services to help customers finance the purchase of new or used vehicles. Here’s a brief overview of their car loan offerings:
  1. New Car Loans: Customers can secure competitive rates and flexible terms when financing a new car purchase through VERI CREDIT UNION BANK.
  2. Used Car Loans: For those looking to buy a used vehicle, VERI CREDIT UNION BANK offers used car loans with attractive rates and terms tailored to the customer’s budget.
  3. Car Loan Refinancing: Customers can potentially save money by refinancing their existing car loans with VERI CREDIT UNION BANK, benefiting from lower interest rates or more favorable terms.
  4. Auto Loan Payment Calculator: VERI CREDIT UNION BANK provides an online calculator to help customers estimate their monthly payments and plan their car purchase accordingly.
  5. Dealer Financing: VERI CREDIT UNION BANK partners with dealerships to offer customers convenient, on-site financing options for their vehicle purchases.
By offering a range of car loan services, VERI CREDIT UNION BANK aims to make vehicle ownership accessible and affordable for its customers.
As a small-scale farmer, getting a loan can be challenging, but VERI CREDIT UNION BANK made the process seamless. From the start, their team was incredibly helpful and knowledgeable about my specific financial needs. They walked me through the application process, making sure I understood all the terms and conditions.
Mark morgan
Customer
Contact Form Demo